About the BCBS Federal Employee Dental Program (FEDVIP)

The Federal Employees Dental and Vision Insurance Program (FEDVIP) provides supplemental dental coverage to federal employees, postal service workers, retirees, and their eligible family members. Blue Cross Blue Shield (BCBS) is one of the major carriers offering dental plans through FEDVIP, and their FEP Dental plans are known for providing solid, predictable coverage for a wide range of dental services.

BCBS FEP Dental is administered through the Blue Cross Blue Shield Association’s Federal Employee Program, which has served federal workers and retirees since 1960. FEDVIP dental plans operate on a calendar year basis and are available as either high or standard option plans, with different premium levels and benefit structures. Both plan types emphasize preventive care at 100% and provide meaningful coverage for restorative and major services.

Federal employees in the Arlington area — including those who work at DFW Airport, naval air stations, veterans’ services facilities, or federal government offices in the Metroplex — often carry BCBS FEP Dental coverage. If you’re a federal worker or retiree with BCBS FEP Dental, our team at Madison Square Dental is experienced in working with FEDVIP plans and would be happy to serve you.

BCBS FEP Dental Coverage at Our Office

Madison Square Dental works with many BCBS FEP Dental plan holders in the Arlington area. FEDVIP plans are structured differently from employer-sponsored PPO plans, and coverage details depend on whether you have the high or standard option plan. Please call our office at (817) 275-2229 with your BCBS FEP member ID so our insurance team can verify your specific benefits, confirm in-network status, and provide you with accurate treatment cost estimates.

We handle all claims submission on your behalf and are experienced with FEDVIP billing requirements. Our goal is to ensure your BCBS FEP benefits are applied correctly and maximized for every visit.

What BCBS FEP Dental Plans Typically Cover

Preventive Services (100% Covered)

Both the high and standard BCBS FEP Dental option plans cover preventive services at 100% with no deductible. This includes two dental exams, two professional cleanings, and annual X-rays. Some plans also include additional preventive benefits such as oral cancer screenings and periodontal risk assessments. Preventive visits are the most cost-effective dental investment you can make — use them twice every year without fail.

Basic Services

BCBS FEP Dental plans cover basic restorative services at 80% (high option) or a lower percentage under the standard option after your annual deductible. Basic services typically include composite fillings, simple extractions, and emergency dental care. Our root canal treatments start at $799, and classification as basic or major depends on your specific plan tier.

Major Dental Services

Major services including dental crowns ($899), full and partial dentures (from $999), bridges, and dental implants ($2,449) are covered at a percentage after your annual deductible under BCBS FEP plans. High option plans typically provide better major service coverage. Implant coverage varies by plan year and option — our team will confirm your implant benefit status when verifying your plan.

Trusted Care for Federal Employees & Retirees

At Madison Square Dental, we take particular pride in serving federal employees and retirees who have dedicated their careers to public service. We understand that FEDVIP plans have specific features and requirements, and our insurance team has the expertise to navigate these details efficiently. We’re honored to serve members of the armed forces, postal workers, and government employees from across the DFW region.

Our three experienced dentists provide comprehensive general and restorative dentistry in a welcoming, unhurried environment. Whether you need a routine cleaning, a crown, or a full smile restoration, we offer the quality of care that federal employees and their families deserve. See our complete service offerings and learn more about our team on our insurance & services overview.

Verifying Your BCBS FEP Dental Benefits

To verify your BCBS FEP Dental coverage, call us at (817) 275-2229 with your FEP member ID card. We’ll contact BCBS directly to confirm your plan option (high or standard), annual maximum, deductible status, coverage percentages for planned procedures, and whether pre-authorization is needed for any major services. Our verification process is thorough and typically completed within one business day.

Serving Federal Employees Across the Metroplex

Our office at 803 Washington Dr, Arlington, TX 76011 is centrally located and easily accessible from across the Dallas-Fort Worth area. We serve patients from Grand Prairie, Mansfield, Kennedale, Pantego, Fort Worth, and beyond. Book your appointment online or call us today — we look forward to serving you and your family.

Frequently Asked Questions — BCBS FEP Dental (FEDVIP)

What is the difference between BCBS FEP Dental High Option and Standard Option?

The high option plan has a higher premium but provides better coverage for major services — typically 60–70% coverage versus 40–50% under the standard option. Preventive care is covered at 100% under both plans. The best option for you depends on your anticipated dental needs and budget. Our team can help you estimate costs under both tiers.

Does BCBS FEP Dental cover implants?

BCBS FEP Dental plans have historically included implant coverage, though the percentage covered and any applicable waiting periods can vary by plan year. Check your current plan’s Summary of Benefits or call our office and we’ll verify your implant benefit for you. Our dental implants start at $2,449.

I retired from federal service — can I keep my BCBS FEP Dental coverage?

Yes — federal retirees who meet certain retirement eligibility criteria can continue their FEDVIP dental coverage into retirement. This is one of the valuable benefits of federal service. Contact OPM or your former agency’s HR department to confirm your eligibility to retain BCBS FEP Dental in retirement.

When does BCBS FEP Dental coverage begin after open season enrollment?

FEDVIP coverage elected during the annual federal benefits open season (typically in November) takes effect on January 1st of the following year. New federal employees can also enroll when first hired, with coverage starting the first pay period after enrollment.

Does BCBS FEP Dental require a waiting period for major services?

BCBS FEP Dental plans generally do not have waiting periods, which is one of their significant advantages over many individual market plans. Coverage for major services like crowns and implants typically begins on your plan effective date. We’ll confirm this when we verify your current plan year’s benefits.

Can my family members use my BCBS FEP Dental benefits too?

Yes — FEDVIP dental plans cover the enrolled federal employee and their eligible family members, including a spouse and unmarried dependent children up to age 22 in most cases. Each family member has their own individual annual maximum and deductible under most plan designs.